Personal Savings

Whether you’re trying to save for a large purchase or your taxes, we offer an array of savings accounts to help meet your banking needs.

Personal Statement Savings

To avoid a $15.00 quarterly service charge, you must maintain an average daily balance of $200.00 or more OR participate in the direct deposit of a payroll or retirement program.

  • Minimum Opening Deposit of $25.00
  • ATM Card Available
Open An Account

Student Savings

No monthly service charge until age 24, at which time the account will convert to a Statement Savings Account.

  • No Minimum Balance
  • Minimum Opening Deposit of $25.00
  • ATM Card Available
Request More Information

Personal Insured Money Market (IMM) Savings

A minimum deposit of $2,500.00 is required to open this account. If the daily balance falls below $2,500.00, a monthly service charge of $15.00 will be assessed at statement date.

  • ATM Card Available
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NYUTMA

No monthly service charge. Beneficiary must be under the age of 18 or 21 and upon reaching that age, account must be closed by the custodian and all funds given to the beneficiary.

  • No Minimum Balance
  • Minimum Opening Deposit of $25.00
  • ATM Card Available to Custodian Only
  • Only one custodian and one beneficiary
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Tax Savings

Withdrawals can only be made as window transactions or automatic transfers to your checking/savings account to pay taxes. Interest is posted annually.

  • No Minimum Balance
  • No Service Charge
  • Minimum Opening Deposit of $25.00
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Holiday/Vacation Savings

No minimum opening deposit required and interest is posted at maturity. Withdrawals made before maturity must be for the entire balance, no partial withdrawals allowed.

  • No Minimum Balance
  • No Service Charge
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