We Take Your Privacy
Very Seriously

Keep your personal information safe

rev 03/2022

Privacy Statement

FACTS	WHAT DOES BANKNAME DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Transaction history and credit history Overdraft history and wire transfer instructions
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Jeff Bank chooses to share; and whether you can limit this sharing.

Reasons we can share			Does Jeff Bank share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus			Yes	No
For our marketing purposes— to offer our products and services to you			Yes	No
For joint marketing with other financial companies			Yes	Yes
For our affiliates’ everyday business purposes— information about your transactions and experiences			Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness			Yes	Yes
For affiliates to market to you			No	We Don’t Share
For non–affiliates to market to you			Yes	Yes

To limit our sharing	Call (845) 482-4000 – You may call collect to opt out
Please note:	If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a customer, we continue to share your information as described in this notice. However, you may contact us at any time to limit our sharing.

Questions?

Call us at (845) 482-4000 or visit our Contact Us page

What we do
How does Jeff Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Jeff Bank collect my personal information?	We collect your personal information, for example, when you open an account or apply for a loan make a wire transfer or give us your contact information use your debit or credit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include financial companies such as Jeffersonville Bancorp, FNBJ Holding Company, and Western Sullivan ORE, LLC.
Nonaffiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include debit and credit card companies, and payroll related services.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include debit and credit card companies, and payroll related services.
Other Important Information