Personal Checking

Our Personal Checking accounts are designed to give you control over the way you bank. Choose from any one of our different account types to select the level of control needed for your ideal personal banking.

Personal Checking

To avoid a $5.00 monthly service charge, you must maintain an average daily balance of $500.00 or more OR participate in the direct deposit of a payroll or retirement program.

  • Minimum Opening Deposit of $25.00
  • No Transaction Fees
  • Debit Card Available
  • Checks Available
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Easy Checking/Easy Checking Plus

  • Minimum balance of $0.01
  • Monthly Service Charge of $3.00
  • Minimum Opening Deposit of $25.00
  • For Easy Checking the first 8 (eight) transactions per statement cycle for customers under 65 are free, each additional transaction is $0.25 (twenty five cents). For Easy Checking Plus the first 12 (twelve) transactions per statement cycle for customers 65 and older are free, each additional transaction is $0.25 (twenty five cents).
  • Debit Card Available
  • Checks Available
Open An Account

Cash Back Checking

To avoid a $15.00 monthly service charge, you must meet the following requirements: enroll in e-Statements, Online/Mobile Banking, and have a minimum of 10 posted Point of Sale (POS) transactions per statement cycle. (Does not include ATM transactions or recurring POS transactions.)

  • Minimum Opening Deposit of $25.00
  • First 3 (three) cleared checks per statement cycle are free; each additional cleared check is $0.25 (twenty-five cents)
  • Debit Card Available
  • Checks Available
  • Up to 5 Jeff Bank foreign ATM fees rebated per statement cycle
  • $0.10 (ten cents) per transaction up to 100 transactions with a maximum credit of $10.00 per statement cycle. Does not include ATM transactions.
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Student/Military Checking

Ages 14-24 with proof of enrollment or Military enlistment. Anyone under 18 years of age must have a parent/legal guardian as joint owner and will not be issued checks. Upon reaching age 24, account will convert to our Cash Back Checking account. To avoid a $3.00 monthly service charge, you must meet the following requirements: enroll in e-Statements and Online/Mobile Banking. If you do not sign up for e-Statements, there will be a $3.00 monthly charge per paper statement.

  • No minimum balance
  • Minimum opening deposit of $25.00
  • Debit card available
  • Checks available to student/military account owners who are 18 years of age or older
  • All Jeff Bank foreign ATM fees waived
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Business Select Checking

This is a Personal Checking Account available to Small Business Checking and Business Checking Account customers only. There is no monthly service charge as long as the Small Business Checking or Business Checking Account remains open. If the Small Business Checking or Business Checking Account closes, account will convert to our Personal Checking Account.

  • No minimum balance
  • Minimum opening deposit of $25.00
  • Debit card available
  • Checks available
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Prestige Checking

Prestige Checking is an interest-bearing account. To avoid a $15.00 monthly service charge, you must meet one of these requirements: maintain a combined average monthly balance of $25,000.00 or more in consumer deposit and loan accounts OR maintain an average monthly balance of $5,000.00 or more in this account.

  • Minimum opening deposit of $25.00
  • Debit card available
  • Checks available
  • Higher CD Interest Yield
  • Up to 5 Jeff Bank foreign ATM fees rebated per statement cycle
  • One time credit of $250.00 applied towards mortgage application fee OR loan modification fee
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Personal Super NOW Checking

Super NOW is an interest-bearing account. To avoid a $15.00 monthly service charge, you must maintain a daily balance of $2,500.00 or more.

  • Minimum opening deposit of $2,500.00
  • Debit card available
  • Checks available
Request More Information

Compare Personal Checking Accounts

Not sure which account is right for you? Use our simple accounts comparison tool.

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