Business Loans

Standard Loans

Jeff Bank offers a variety of traditional loan products to help your business grow including mortgages, installment loans, and lines of credit. Our experienced commercial lenders are available to help determine which product best fits your needs.

Mortgages are available for purchase, refinance, or construction purposes. We finance most types of commercial properties including: retail, office, industrial, convenience stores, motels/hotels, commercial sub-divisions, and agricultural.

We provide commercial lines of credit to give you fast, convenient access to funds to facilitate business growth, manage working capital, meet seasonal financing requirements, or to meet day to day cash flow obligations. Both secured and unsecured lines are available.

We offer short term notes for up to twelve months to finance a range of business needs on both a secured and unsecured basis.

We offer access to both short and long term loans to finance a range of business needs on both a secured and unsecured basis. We offer flexible payment terms with low down payment requirements.

We offer financing on a wide range of commercial trucks, excavation and construction equipment, and farm equipment.

Specialized Loans

Jeff Bank is committed to serving the needs of our business community. We offer a variety of loan products that can be customized to fit your business needs and our experienced commercial lenders can help determine which product best fits yours needs.

Agriculture loans are available for a wide range of needs at terms suited to the purpose of the loan. We have many years of experience in agricultural lending and have a unique understanding of the specialized nature of this business.

Mortgages are available for most types of commercial properties. We offer a one year construction period with a flexible/customized advance schedule. There is one closing to cover both the construction financing period and the permanent financing period of the loan.